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Sometimes, things happen. Unfortunately, sometimes these things happen while you are on the job. For work-related injuries, worker’s compensation is there to help out. The problem is that not many people fully understand their rights as workers and they can become overwhelmed during this process. You are already stressed out about being injured on the job and all of the uncertainties that follow that. However, you do have rights. This article will help you with everything that you need to know about worker’s compensation and the process to get the compensation that you deserve.
Everything That You Need to Know About Worker’s Compensation
Worker’s compensation is the state-mandated insurance program that businesses have, offering benefits to employees who suffer from work-related illness or injury. Not only does each state have their laws regarding worker’s comp, but there are also federal worker’s comp programs for federal employees. To keep up to date with these laws, it helps to talk to a lawyer who specializes in worker’s compensation. Typically speaking, worker’s compensation covers employees with a work-related illness or injury no matter who was at fault, though there are some limitations of which that you should be aware.
You do not even have to necessarily have an injury at the job site to be eligible for a worker’s comp claim, as long as the injury or illness is job-related. For example, if you were traveling somewhere for work and got injured, you can be eligible for worker’s compensation. There are various other situations where you are still qualified even without being in the workplace. Worker’s comp may also cover illnesses as a result of stress on the job or breathing in harsh chemicals when working.
A common misconception that people have about worker’s compensation is that it only covers hospital and medical bills that are important to diagnose and treat any injury or illness. It also includes disability payments while you are out of work. Generally, this provides about 2/3rds of your salary. It may also cover things like retraining, rehabilitation, and several other benefits depending on where you live.
Tips for a More Successful Worker’s Compensation Claim
When you are hurt on the job, you are stressed enough trying to figure out the next step. Sometimes, workers make mistakes when filing their claims. These seemingly small mistakes can hurt your chances of getting the money that you deserve from your request. This section will briefly discuss how you can increase your chances of success for your claim.
The first thing that you should do after getting an injury is to report it. The state has a deadline for reporting an injury to your employer. If you miss this deadline, you may risk losing your claim. Knowing the deadline for reporting an injury is where knowledge of the worker’s compensation laws in your area can be beneficial to you. You also need to get medical help as soon as possible for your injury. Not only does this give you a better chance for recovering from your injury, but it also helps to document the injury for your claim. By delaying treatment, the insurance company can argue that you weren’t actually injured or that you weren’t as injured as you said you were.
It is also recommended that you change the doctor that you see.
In some cases, you have to be treated by a doctor that was chosen by the insurance company. The problem with this is that the doctor may have a conflict of interest and may not offer you the best treatment for your needs. You do have the option of changing doctors. It would be best if you educated yourself on your benefits and rights under the worker’s compensation laws. Getting outside advice on your benefits can be a good idea, especially since the insurance adjuster and insurance companies are for-profit. A worker’s compensation lawyer can be an excellent tool. Finally, keep very detailed records of your injury and all of the other paperwork. Accurate records can be instrumental in helping you fight your case, especially if you have to go to court.
Finding a Worker’s Compensation Lawyer
The best asset that you have to protect yourself when trying to resolve your worker’s compensation claim is a lawyer. A workman’s comp lawyer will work with you to not only discuss your options but to also help you develop your case. They can also work with you to see for what else you may be eligible. The lawyer can calculate the numbers to ensure the best outcomes for you and your claim.
Be sure that you are trusting a reputable lawyer. Discuss costs upfront and make sure that you know the financial agreement before getting into the deal. It would help if you also looked at the lawyer’s credentials, ensuring that they are licensed in the state. Please take a look at their success rate of winning these types of settlements. Look at how long that they have been practicing law. You want to be sure that you only trust someone with knowledge and experience with your claim. Your claim is important to you, so it is vital that you find someone that has your best interests at heart. A lawyer should be on your side, fighting to make sure that your rights are protected. There are so many things that you have to worry about when you are injured on the job; this is why you need a lawyer fighting for you.
Don’t Go It Alone – I Can Help
If you’ve been injured, you need someone on your side to fight against insurance company lawyers. Someone who knows the law, and the benefits to which you are entitled. Someone with years of experience in seeking full and fair compensation for clients. There is too much at stake to try to go it alone without experienced legal counsel.
In two decades of legal practice I have helped hundreds of workers get full compensation for their injuries. I know what it takes to convince administrative judges to rule in favor of clients. I work on a contingency fee in accordance with state law, so it does not cost more to get a highly experienced Boston worker’s compensation lawyer.